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Registering Property in

Cameroon

Below is a detailed summary of the steps, time and cost involved in registering property in Cameroon. It assumes a standardized case of an entrepreneur who wants to purchase land and a building that is already registered and free of title dispute.

This information was collected as part of the Doing Business project, which measures and compares regulations relevant to the life cycle of a small- to medium-sized domestic business in 190 economies. The most recent round of data collection was completed in June 2016.

Compare Cameroon to 189 other economies.

  • Measure of efficiency
    No. Procedure Time to Complete Associated Costs
    1

    Obtain a copy of the property deed at the Land Registry “Service Des Domaines”

    Agency: Land Registry (Conservation foncière du Wouri)

    The buyer should perform due diligence before entering into a sale agreement with the owner of the property by requesting a copy of the property deed from the Land Registry. The copy will include all useful information regarding the property and its history since its registration with the Land Registry. The party will see whether the seller is indeed the owner of the property and whether the property is encumbered with mortgages or liens.

    14 days XAF 5,000 for the certificate + 1,000 for the stamp attached to the request + 1,000 for the stamp attached to the copy of the property deed
    2

    A notary drafts the sale agreement

    Agency: Notary's Office

    The law requires that the sale agreement be notarized. It is the practice that parties ask the notary to draft the sale agreement himself. The Notary will draft a preliminary sale agreement and will take the parties’ final observations. The notary finally asks the parties to sign the agreement and the notary will register the agreement with the tax authorities.

    3 days Notary fees is fixed by Decree No. 95/038 of 28/02/95 (article 188) on a sliding scale:

    Percentage rate fees based on the property value:

    1 to 3 million francs: 4.5%

    3 to 10 million francs: 3.0%

    10 to 25 million francs: 1.5%

    25 to 50 million francs: 0.75%

    50 million francs and above: 0.5%
    3

    Notarize the registered sale agreement

    Agency: Notary's Office

    The sale agreement is signed by the buyer and seller, and then by the Notary. The Notary's signature makes the document official and authentic. Subsequently, the document will be presented to the Service des Impôts for registration. After this formality, the Notary will be able to submit a request for the transfer of property, to which will be attached and original copy of the title, addressed to the Conservateur.

    2 days Included in Procedure 2
    4

    Register the sale agreement with the Tax Authorities “Centre divisionnaire des Impôts”

    Agency: Tax Authority (Centre Spécialisé des Impôts des Professions Libérales et de l'Immobilier)

    The sale agreement should be registered with the tax authorities. The sale agreement registration fees would amount to 15% of the sale value.

    7 days 15% of the Property Value
    5

    Final transfer of the property title with the Land Registry “Service des Domaines”

    Agency: Land Registry (Conservation foncière du Wouri)

    The form can now be taken to the Land Registry and file a request of transfer of property. It can take up to 2 months before the title is effectively transferred to the buyer.

    60 days 2% of the property value

  • Measure of quality
    Answer Score
    Quality of the land administration index (0-30) 7.0
    Reliability of infrastructure index (0-8) 2.0
    What is the institution in charge of immovable property registration? Land Registry of Wouri (Conservation foncière du Wouri)
    In what format are the majority of title or deed records kept in the largest business city—in a paper format or in a computerized format (scanned or fully digital)? Paper 0.0
    Is there an electronic database for checking for encumbrances (liens, mortgages, restrictions and the like)? No 0.0
    In what format are the majority of maps of land plots kept in the largest business city—in a paper format or in a computerized format (scanned or fully digital)? Paper 0.0
    Is there an electronic database for recording boundaries, checking plans and providing cadastral information (geographic information system)? No 0.0
    Is the information recorded by the immovable property registration agency and the cadastral or mapping agency kept in a single database, in different but linked databases or in separate databases? Different databases but linked 1.0
    Do the immovable property registration agency and cadastral or mapping agency use the same identification number for properties? Yes 1.0
    Transparency of information index (0–6) 2.5
    Who is able to obtain information on land ownership at the agency in charge of immovable property registration in the largest business city? Only intermediaries and interested parties 0.0
    Is the list of documents that are required to complete any type of property transaction made publicly available–and if so, how? Yes, online 0.5
    Link for online access: http://www.gutf.cm/images/documents/manuels/fr/MINDCAF_MatriceProcedures_fr...
    Is the applicable fee schedule for any property transaction at the agency in charge of immovable property registration in the largest business city made publicly available–and if so, how? Yes, online 0.5
    Link for online access: http://www.gutf.cm/images/documents/manuels/fr/MINDCAF_MatriceProcedures_fr...
    Does the agency in charge of immovable property registration commit to delivering a legally binding document that proves property ownership within a specific time frame–and if so, how does it communicate the service standard? Yes, online 0.5
    Link for online access: http://www.gutf.cm/images/documents/manuels/fr/MINDCAF_MatriceProcedures_fr...
    Is there a specific and separate mechanism for filing complaints about a problem that occurred at the agency in charge of immovable property registration? No 0.0
    Are there publicly available official statistics tracking the number of transactions at the immovable property registration agency? No 0.0
    Number of property transfers in the largest business city in 2015:
    Who is able to consult maps of land plots in the largest business city? Only intermediaries and interested parties 0.0
    Is the applicable fee schedule for accessing maps of land plots made publicly available—and if so, how? Yes, online 0.5
    Link for online access: http://www.gutf.cm/images/documents/manuels/fr/MINDCAF_MatriceProcedures_fr...
    Does the cadastral or mapping agency commit to delivering an updated map within a specific time frame—and if so, how does it communicate the service standard? Yes, online 0.5
    Link for online access: http://www.gutf.cm/images/documents/manuels/fr/MINDCAF_MatriceProcedures_fr...
    Is there a specific and separate mechanism for filing complaints about a problem that occurred at the cadastral or mapping agency? No 0.0
    Geographic coverage index (0–8) 0.0
    Are all privately held land plots in the economy formally registered at the immovable property registry? No 0.0
    Are all privately held land plots in the largest business city formally registered at the immovable property registry? No 0.0
    Are all privately held land plots in the economy mapped? No 0.0
    Are all privately held land plots in the largest business city mapped? No 0.0
    Land dispute resolution index (0–8) 3.5
    Does the law require that all property sale transactions be registered at the immovable property registry to make them opposable to third parties? Yes 1.5
    Is the system of immovable property registration subject to a state or private guarantee? No 0.0
    Is there a specific compensation mechanism to cover for losses incurred by parties who engaged in good faith in a property transaction based on erroneous information certified by the immovable property registry? No 0.0
    Does the legal system require a control of legality of the documents necessary for a property transaction (e.g., checking the compliance of contracts with requirements of the law)? Yes 0.5
    If yes, who is responsible for checking the legality of the documents? Notary; Lawyer.
    Does the legal system require verification of the identity of the parties to a property transaction? Yes 0.5
    If yes, who is responsible for verifying the identity of the parties? Registrar; Notary.
    Is there a national database to verify the accuracy of identity documents? No 0.0
    For a standard land dispute between two local businesses over tenure rights of a property worth 50 times gross national income (GNI) per capita and located in the largest business city, what court would be in charge of the case in the first instance? Le Tribunal de Grande Instance du Wouri
    How long does it take on average to obtain a decision from the first-instance court for such a case (without appeal)? Between 2 and 3 years 1.0
    Are there any statistics on the number of land disputes in the first instance? No 0.0
    Number of land disputes in the largest business city in 2015:
    Equal access to property rights index (-2–0) -1.0
    Do unmarried men and unmarried women have equal ownership rights to property? Yes 0.0
    Do married men and married women have equal ownership rights to property? No 1.0