Registering Property in

Karachi - Pakistan

Below is a detailed summary of the steps, time and cost involved in registering property. It assumes a standardized case of an entrepreneur who wants to purchase land and a building that is already registered and free of title dispute.

The information appearing on this page was collected as part of the Doing Business subnational project in Pakistan. Download this Doing Business report or explore other cities and topics.

  • Measure of efficiency
    No. Procedure Time to Complete Associated Costs

    Advertise the transaction in newspapers to invite objections

    The buyer publishes a public notice in an Urdu newspaper, inviting objections / claims on the transaction. After publication, there is a seven-day waiting period for objections, if any. Advertisements are published in local newspapers (dailies) having a large circulation. Simultaneously, the buyer will verify the authenticity of the documents presented by the seller, the seller’s authority to act on behalf of the company to sell this property, and the presence of any encumbrances attached to the property to be transferred.

    8 days PKR 3,000

    Hire a deed writer or a lawyer to draft the sale purchase agreement

    It is common practice in Pakistan to hire a lawyer or deed writer to draft the sale purchase agreement.

    1 day PKR 5,000

    Pay the stamp duty, capital value tax, registration fee and transfer of immovable property tax at the local branch of the State Bank or National Bank of Pakistan

    The capital value tax (CVT, 4% of the property value as per the Finance Act, 2009) is applicable in urban areas for residential property exceeding one kanal in area and, in the case of commercial properties, without any threshold of land area or size of the property. However, where the value of such property is not recorded, the CVT is payable at PKR 50 per square yard. Fees are paid at the Government Treasury or National Bank of Pakistan, an autonomous bank jointly owned by the Government of Pakistan and the public, who issue a receipt that is taken to the Stamp Office. The Stamp Office will, upon production of receipt, issue a stamp paper of the value (money deposited) on the sale deed. Such typed stamp paper will be presented later before the Registrar, who registers the change of ownership.

    1 day PKR 290,253 (3% of the property value for stamp duty + 4% of the property value for the capital value tax + 1% of the property value for registration fee + 1% of the property value for the transfer of immovable property tax)

    Obtain a non-encumbrance certificate from the Town Nazim

    The town Nazim issues a no-objection certificate (NOC) permitting the sale of property by the seller, provided all amounts due and payable in respect of the property have been satisfied.

    1 day No cost

    Obtain stamp paper from the stamp office

    The receipt of payment obtained in procedure 4 is taken to the Stamp Office of the Government, which then issues a stamp paper for the value of the sale deed. The stamp paper will be presented later to the Registrar, who registers the change of ownership.

    1 day No cost

    Execute and register the sale deed at the Registration's authority

    The conveyance deed must be executed before the registering authority. Execution of the deed is done before the Sub Registrar of Conveyance/Assurances of the area, the official responsible under the Registration Act. Registration of the deed automatically follows the execution of the sale deed. A receipt is issued immediately, but the deed is delivered a few weeks later. The name of the buyer is recorded in the new deed, showing the change in ownership. The documents should include:

    a. Conveyance / sale deed (stamped after payment in procedure 4);
    b. National identity cards of both parties;
    c. Original title deed of seller;
    d. Power of attorney in original, with copies (if the parties have authorized someone else through a power of attorney).

    38 days No cost