Registering Property in

Lahore - Pakistan

Below is a detailed summary of the steps, time and cost involved in registering property. It assumes a standardized case of an entrepreneur who wants to purchase land and a building that is already registered and free of title dispute.

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  • Measure of efficiency
    No. Procedure Time to Complete Associated Costs

    Obtain a fard jamabandi document from the local Patwari

    By law, the “fard jamabandi”—a proof of ownership that confirms that the property is in the owner’s rightful possession and is free of all encumbrances—is to be obtained by the seller on behalf of the buyer from the local Patwari, the subordinate official at the Revenue Office. In practice, however, it is the buyer who usually approaches the Patwari directly and obtains the ownership document. In Lahore, a non-encumbrance certificate used to be obtained by advertising the transaction in the newspapers. This practice has now been replaced by the more convenient one of obtaining the fard jamabandi document.

    3 days PKR 50

    Pay the stamp duty and the capital value tax at the local branch of the State Bank or National Bank of Pakistan

    After the proof of ownership has been obtained from the Patwari, the buyer pays the stamp duty - 2% of the property value in Punjab, as mentioned in the table appended with the Stamp Act, 1889 - at the Government Treasury or at a local branch of the National Bank of Pakistan. At the same time, the buyer pays the capital value tax - 4% of property value as per the Federal Budget - whose proof of payment will be necessary later on to register the sale deed.

    1 day PKR 193,502 (2% of the property value for stamp duty + 4% of the property value for the capital value tax)

    Obtain stamp paper from the Treasury Office

    After the stamp duty has been paid, the buyer presents the receipt as proof of payment to the Treasury Office or stamp vendors in order to obtain the relevant stamp paper, on which the sale purchase agreement will be drafted by a lawyer or a certified deed writer.

    1 day No cost

    Hire a deed writer or a lawyer to draft the sale purchase agreement

    The buyer hires a lawyer or a certified deed writer to write the leasehold right on the stamp paper, as well as all the necessary operative terms and conditions in the deed. The deed contains inter alia all the details regarding the parties, the property transacted, the property value, rights, easements available, and all other necessary information.

    1 day PKR 2,000 (legal fees)

    Execute and register the sale deed, pay the registration fee and pay the transfer of immovable property tax at the Registrar's office

    The buyer presents the sale deed at the Registration Office for formal execution. Before the sale deed can be executed, the buyer must pay the registration fee—1% of the property value as per the Registration Act of 1908—and the transfer of immovable property tax—fixed at 1% of the property value by the Tehsil Municipal Administration (TMA) bylaws—to the TMA representative at the Registrar’s office. After all the payments have been completed, the Sub Registrar issues the buyer a collection receipt, which the buyer can use to obtain a copy of the sale deed from the same office. The Sub Registrar then executes the sale deed and registers it, retains one copy, and forwards another to the Revenue Office for further processing.

    5 days PKR 64,501 (1% of the property value for registration fee + 1% of the property value for the transfer of immovable property tax)

    Transfer the property title to the new owner at the Revenue Office

    The buyer submits the registered sale deed to the Registration Office or to the Patwari to transfer the property under his name. The Patwari registers the transfer, then sends it to the Girdawar who compares the sale deed with his records. The Girdawar then sends the registered sale deed to the Tehsildar, who is in charge of the final transfer and entry into the revenue records.

    19 days No cost