This index measures the degree to which collateral and bankruptcy laws protect the rights of borrowers and lenders and thus facilitate lending. More informationStrength of legal rights index (0-10) | This index measures rules and practices affecting the coverage, scope and accessibility of credit information available through either a public credit registry or a private credit bureau. More informationDepth of credit information index (0-6) | This indicator reports the number of individuals and firms listed in a public credit registry with information on their borrowing history from the past 5 years. More informationPublic registry coverage (% of adults) | This indicator reports the number of individuals and firms listed by a private credit bureau with information on their borrowing history from the past 5 years. More informationPrivate bureau coverage (% of adults) |
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|---|---|---|---|---|---|
| Sub-Saharan Africa | .. | 6 | 2 | 4.2 | 5.6 |
| South Asia | .. | 6 | 3 | 2.7 | 6.4 |
| OECD high income | .. | 7 | 5 | 10.2 | 67.4 |
| Middle East & North Africa | .. | 3 | 4 | 8.6 | 9.7 |
| Latin America & Caribbean | .. | 6 | 3 | 11.1 | 33.8 |
| Eastern Europe & Central Asia | .. | 7 | 5 | 17.3 | 29.8 |
| East Asia & Pacific | .. | 7 | 2 | 9.1 | 19.2 |
| Zimbabwe | 129 | 7 | 0 | 0.0 | 0.0 |
| Zambia | 12 | 9 | 5 | 0.0 | 5.4 |
| Yemen, Rep. | 167 | 2 | 2 | 0.9 | 0.0 |
| West Bank and Gaza | 159 | 1 | 4 | 8.1 | 0.0 |
| Vietnam | 40 | 8 | 4 | 37.8 | 0.0 |
| Venezuela, RB | 159 | 1 | 4 | 0.0 | 15.7 |
| Vanuatu | 83 | 9 | 0 | 0.0 | 0.0 |
| Uzbekistan | 154 | 2 | 4 | 0.0 | 15.7 |
| Uruguay | 70 | 4 | 6 | 32.9 | 100.0 |
| United States | 4 | 9 | 6 | 0.0 | 100.0 |
| United Kingdom | 1 | 10 | 6 | 0.0 | 100.0 |
| United Arab Emirates | 83 | 4 | 5 | 5.9 | 31.7 |
| Ukraine | 23 | 9 | 4 | 0.0 | 23.3 |
| Uganda | 40 | 7 | 5 | 0.0 | 3.7 |
| Turkey | 83 | 4 | 5 | 23.5 | 63.0 |
| Tunisia | 104 | 3 | 5 | 27.8 | 0.0 |
| Trinidad and Tobago | 23 | 9 | 4 | 0.0 | 46.0 |
| Tonga | 83 | 9 | 0 | 0.0 | 0.0 |
| Togo | 129 | 6 | 1 | 2.8 | 0.0 |
| Timor-Leste | 159 | 2 | 3 | 2.0 | 0.0 |
| Thailand | 70 | 5 | 5 | 0.0 | 44.1 |
| Tanzania | 129 | 7 | 0 | 0.0 | 0.0 |
| Tajikistan | 180 | 2 | 0 | 0.0 | 0.0 |
| Taiwan, China | 70 | 5 | 5 | 0.0 | 94.1 |
| Syrian Arab Republic | 176 | 1 | 2 | 4.9 | 0.0 |
| Switzerland | 23 | 8 | 5 | 0.0 | 26.8 |
| Sweden | 40 | 8 | 4 | 0.0 | 100.0 |
| Swaziland | 53 | 6 | 5 | 0.0 | 47.8 |
| Suriname | 159 | 5 | 0 | 0.0 | 0.0 |
| Sudan | 167 | 4 | 0 | 0.0 | 0.0 |
| St. Vincent and the Grenadines | 129 | 7 | 0 | 0.0 | 0.0 |
| St. Lucia | 104 | 8 | 0 | 0.0 | 0.0 |
| St. Kitts and Nevis | 129 | 7 | 0 | 0.0 | 0.0 |
| Sri Lanka | 70 | 5 | 5 | 0.0 | 33.6 |
| Spain | 53 | 6 | 5 | 53.3 | 13.2 |
| South Africa | 1 | 10 | 6 | 0.0 | 54.0 |
| Solomon Islands | 83 | 9 | 0 | 0.0 | 0.0 |
| Slovenia | 104 | 4 | 4 | 3.4 | 98.9 |
| Slovak Republic | 23 | 9 | 4 | 2.7 | 58.5 |
| Singapore | 12 | 10 | 4 | 0.0 | 58.3 |
| Sierra Leone | 83 | 7 | 2 | 0.7 | 0.0 |
| Seychelles | 167 | 4 | 0 | 0.0 | 0.0 |
| Serbia | 40 | 7 | 5 | 0.0 | 100.0 |
| Senegal | 129 | 6 | 1 | 4.6 | 0.0 |
| Saudi Arabia | 53 | 5 | 6 | 0.0 | 33.3 |
| São Tomé and Príncipe | 180 | 2 | 0 | 0.0 | 0.0 |
| Samoa | 129 | 7 | 0 | 0.0 | 0.0 |
| Rwanda | 23 | 7 | 6 | 0.0 | 7.1 |
| Russian Federation | 104 | 3 | 5 | 0.0 | 45.4 |
| Romania | 12 | 9 | 5 | 14.0 | 44.9 |
| Qatar | 104 | 4 | 4 | 25.2 | 0.0 |
| Puerto Rico (U.S.) | 12 | 9 | 5 | 0.0 | 81.5 |
| Portugal | 104 | 3 | 5 | 90.7 | 22.9 |
| Poland | 4 | 9 | 6 | 0.0 | 76.9 |
| Philippines | 129 | 4 | 3 | 0.0 | 9.0 |
| Peru | 23 | 7 | 6 | 31.2 | 42.5 |
| Paraguay | 83 | 3 | 6 | 16.7 | 47.5 |
| Papua New Guinea | 83 | 5 | 4 | 0.0 | 2.9 |
| Panama | 53 | 5 | 6 | 0.0 | 57.9 |
| Palau | 185 | 1 | 0 | 0.0 | 0.0 |
| Pakistan | 70 | 6 | 4 | 7.2 | 2.0 |
| Oman | 83 | 4 | 5 | 37.3 | 0.0 |
| Norway | 70 | 6 | 4 | 0.0 | 100.0 |
| Nigeria | 23 | 9 | 4 | 0.1 | 4.1 |
| Niger | 129 | 6 | 1 | 0.8 | 0.0 |
| Nicaragua | 104 | 3 | 5 | 10.8 | 29.5 |
| New Zealand | 4 | 10 | 5 | 0.0 | 100.0 |
| Netherlands | 53 | 6 | 5 | 0.0 | 81.7 |
| Nepal | 70 | 7 | 3 | 0.0 | 0.5 |
| Namibia | 40 | 8 | 4 | 0.0 | 63.9 |
| Mozambique | 129 | 3 | 4 | 4.4 | 0.0 |
| Morocco | 104 | 3 | 5 | 0.0 | 17.2 |
| Montenegro | 4 | 10 | 5 | 25.2 | 0.0 |
| Mongolia | 53 | 6 | 5 | 58.9 | 0.0 |
| Moldova | 40 | 8 | 4 | 0.0 | 3.9 |
| Micronesia, Fed. Sts. | 129 | 7 | 0 | 0.0 | 0.0 |
| Mexico | 40 | 6 | 6 | 0.0 | 99.2 |
| Mauritius | 53 | 6 | 5 | 56.3 | 0.0 |
| Mauritania | 167 | 3 | 1 | 0.5 | 0.0 |
| Marshall Islands | 83 | 9 | 0 | 0.0 | 0.0 |
| Malta | 176 | 3 | 0 | 0.0 | 0.0 |
| Mali | 129 | 6 | 1 | 3.3 | 0.0 |
| Maldives | 167 | 4 | 0 | 0.0 | 0.0 |
| Malaysia | 1 | 10 | 6 | 56.1 | 81.8 |
| Malawi | 129 | 7 | 0 | 0.0 | 0.0 |
| Madagascar | 180 | 2 | 0 | 0.1 | 0.0 |
| Macedonia, FYR | 23 | 7 | 6 | 34.8 | 72.2 |
| Luxembourg | 159 | 5 | 0 | 0.0 | 0.0 |
| Lithuania | 53 | 5 | 6 | 24.4 | 81.2 |
| Liberia | 104 | 7 | 1 | 1.1 | 0.0 |
| Lesotho | 154 | 6 | 0 | 0.0 | 0.0 |
| Lebanon | 104 | 3 | 5 | 18.6 | 0.0 |
| Latvia | 4 | 10 | 5 | 63.8 | 0.0 |
| Lao PDR | 167 | 4 | 0 | 0.0 | 0.0 |
| Kyrgyz Republic | 12 | 10 | 4 | 0.0 | 24.6 |
| Kuwait | 104 | 4 | 4 | 0.0 | 31.0 |
| Kosovo | 23 | 8 | 5 | 22.2 | 0.0 |
| Korea, Rep. | 12 | 8 | 6 | 0.0 | 100.0 |
| Kiribati | 159 | 5 | 0 | 0.0 | 0.0 |
| Kenya | 12 | 10 | 4 | 0.0 | 4.9 |
| Kazakhstan | 83 | 4 | 5 | 0.0 | 39.3 |
| Jordan | 167 | 2 | 2 | 1.9 | 0.0 |
| Japan | 23 | 7 | 6 | 0.0 | 100.0 |
| Jamaica | 104 | 8 | 0 | 0.0 | 0.0 |
| Italy | 104 | 3 | 5 | 24.1 | 100.0 |
| Israel | 12 | 9 | 5 | 0.0 | 100.0 |
| Ireland | 12 | 9 | 5 | 0.0 | 100.0 |
| Iraq | 176 | 3 | 0 | 0.0 | 0.0 |
| Iran, Islamic Rep. | 83 | 4 | 5 | 25.9 | 31.9 |
| Indonesia | 129 | 3 | 4 | 36.0 | 0.0 |
| India | 23 | 8 | 5 | 0.0 | 14.9 |
| Iceland | 40 | 7 | 5 | 0.0 | 100.0 |
| Hungary | 53 | 7 | 4 | 0.0 | 15.8 |
| Hong Kong SAR, China | 4 | 10 | 5 | 0.0 | 89.4 |
| Honduras | 12 | 8 | 6 | 20.7 | 32.9 |
| Haiti | 159 | 3 | 2 | 0.7 | 0.0 |
| Guyana | 167 | 4 | 0 | 0.0 | 0.0 |
| Guinea-Bissau | 129 | 6 | 1 | 1.1 | 0.0 |
| Guinea | 154 | 6 | 0 | 0.0 | 0.0 |
| Guatemala | 12 | 8 | 6 | 18.0 | 8.7 |
| Grenada | 104 | 8 | 0 | 0.0 | 0.0 |
| Greece | 83 | 4 | 5 | 0.0 | 84.0 |
| Ghana | 23 | 8 | 5 | 0.0 | 5.7 |
| Germany | 23 | 7 | 6 | 1.3 | 100.0 |
| Georgia | 4 | 9 | 6 | 0.0 | 35.5 |
| Gambia, The | 159 | 5 | 0 | 0.0 | 0.0 |
| Gabon | 104 | 6 | 2 | 53.8 | 0.0 |
| France | 53 | 7 | 4 | 42.4 | 0.0 |
| Finland | 40 | 8 | 4 | 0.0 | 18.9 |
| Fiji | 70 | 7 | 3 | 0.0 | 69.5 |
| Ethiopia | 104 | 4 | 4 | 0.1 | 0.0 |
| Estonia | 40 | 7 | 5 | 0.0 | 33.4 |
| Eritrea | 180 | 2 | 0 | 0.0 | 0.0 |
| Equatorial Guinea | 104 | 6 | 2 | 3.9 | 0.0 |
| El Salvador | 53 | 5 | 6 | 26.5 | 83.7 |
| Egypt, Arab Rep. | 83 | 3 | 6 | 4.3 | 16.4 |
| Ecuador | 83 | 3 | 6 | 0.0 | 53.5 |
| Dominican Republic | 83 | 3 | 6 | 44.1 | 60.0 |
| Dominica | 83 | 9 | 0 | 0.0 | 0.0 |
| Djibouti | 180 | 1 | 1 | 0.2 | 0.0 |
| Denmark | 23 | 9 | 4 | 0.0 | 7.3 |
| Czech Republic | 53 | 6 | 5 | 6.1 | 98.7 |
| Cyprus | 53 | 9 | 2 | 0.0 | 6.5 |
| Croatia | 40 | 7 | 5 | 0.0 | 100.0 |
| Côte d'Ivoire | 129 | 6 | 1 | 2.9 | 0.0 |
| Costa Rica | 83 | 3 | 6 | 28.3 | 82.8 |
| Congo, Rep. | 104 | 6 | 2 | 8.3 | 0.0 |
| Congo, Dem. Rep. | 176 | 3 | 0 | 0.0 | 0.0 |
| Comoros | 154 | 6 | 0 | 0.0 | 0.0 |
| Colombia | 70 | 5 | 5 | 0.0 | 72.5 |
| China | 70 | 6 | 4 | 27.7 | 0.0 |
| Chile | 53 | 6 | 5 | 37.4 | 3.5 |
| Chad | 104 | 6 | 2 | 1.0 | 0.0 |
| Central African Republic | 104 | 6 | 2 | 2.4 | 0.0 |
| Cape Verde | 104 | 3 | 5 | 19.7 | 0.0 |
| Canada | 23 | 7 | 6 | 0.0 | 100.0 |
| Cameroon | 104 | 6 | 2 | 9.1 | 0.0 |
| Cambodia | 53 | 8 | 3 | 0.0 | 12.1 |
| Burundi | 167 | 3 | 1 | 0.3 | 0.0 |
| Burkina Faso | 129 | 6 | 1 | 1.7 | 0.0 |
| Bulgaria | 40 | 8 | 4 | 56.3 | 0.0 |
| Brunei Darussalam | 129 | 7 | 0 | 0.0 | 0.0 |
| Brazil | 104 | 3 | 5 | 46.8 | 62.2 |
| Botswana | 53 | 7 | 4 | 0.0 | 58.9 |
| Bosnia and Herzegovina | 70 | 5 | 5 | 36.2 | 4.8 |
| Bolivia | 129 | 1 | 6 | 14.8 | 34.7 |
| Bhutan | 129 | 3 | 4 | 13.5 | 0.0 |
| Benin | 129 | 6 | 1 | 10.9 | 0.0 |
| Belize | 129 | 7 | 0 | 0.0 | 0.0 |
| Belgium | 70 | 6 | 4 | 89.0 | 0.0 |
| Belarus | 104 | 3 | 5 | 56.2 | 0.0 |
| Barbados | 83 | 9 | 0 | 0.0 | 0.0 |
| Bangladesh | 83 | 7 | 2 | 0.8 | 0.0 |
| Bahrain | 129 | 4 | 3 | 0.0 | 23.5 |
| Bahamas, The | 83 | 9 | 0 | 0.0 | 0.0 |
| Azerbaijan | 53 | 6 | 5 | 17.7 | 0.0 |
| Austria | 23 | 7 | 6 | 1.8 | 52.6 |
| Australia | 4 | 10 | 5 | 0.0 | 100.0 |
| Armenia | 40 | 6 | 6 | 20.5 | 56.0 |
| Argentina | 70 | 4 | 6 | 37.0 | 100.0 |
| Antigua and Barbuda | 104 | 8 | 0 | 0.0 | 0.0 |
| Angola | 129 | 3 | 4 | 1.8 | 0.0 |
| Algeria | 129 | 3 | 4 | 2.3 | 0.0 |
| Albania | 23 | 9 | 4 | 19.7 | 0.0 |
| Afghanistan | 154 | 6 | 0 | 0.0 | 0.0 |