= Doing Business reform making it easier to do business. 
= Doing Business reform making it more difficult to do business.
DB2012:
Starting a Business:
Armenia made starting a business easier by establishing a one-stop shop that merged the procedures for name reservation, business registration and obtaining a tax identification number and by allowing for online company registration.
Dealing with Construction Permits:
Armenia made dealing with construction permits easier by eliminating the requirement to obtain an environmental impact assessment for small projects.
Getting Credit:
Armenia improved its credit information system by introducing a requirement to collect and distribute information from utility companies.
Paying Taxes:
Armenia made tax compliance easier for firms by reducing the number of payments for social security contributions and corporate income, property and land taxes and by introducing mandatory electronic filing and payment for major taxes.
Resolving Insolvency:
Armenia amended its bankruptcy law to clarify procedures for appointing insolvency administrators, reduce the processing time for bankruptcy proceedings and regulate asset sales by auction.
DB2011:
Trading Across Borders:
Armenia made trading easier by introducing self-declaration desks at customs houses and warehouses, investing in new equipment to improve border operations and introducing a risk management system.
DB2010:
Starting a Business:
Business start-up was eased by removing the minimum capital requirement and the need to obtain an approval from the national police department to prepare the company seal, and by making registration forms available online.
Getting Credit:
Access to credit information was strengthened by establishing a legal framework for credit bureaus and regulating credit information collection and the preparation of credit reports.
Trading Across Borders:
By encouraging competition in banking, transportation, and customs brokerage services, as well as reducing the number of goods requiring inspection and streamlining the number of documents needed to clear goods, Armenia has sped trade across borders.
DB2009:
Dealing with Construction Permits:
The cost to obtain construction permits in Yerevan was significantly reduced by abolishing “mandatory charitable contributions” paid to obtain the right to design.
Enforcing Contracts:
The court system was reorganized and the procedural code was overhauled. New requirements to front-load evidence eased contract enforcement, removing 1 procedure and reducing the time required to resolve commercial disputes.
DB2008:
Getting Credit:
A private credit bureau started operating on February 1, 2007. It distributes credit information about firms and individuals, has no minimum loan requirement and guarantees all borrowers access to their credit reports.
Trading Across Borders:
The implementation of an electronic data interchange system ("Direct Trader Input") allows customs brokers to submit declarations electronically to the customs offices. Still in its early stage, the new process already contributed to halving the time for document preparation. Electronic transmission also means less opportunity for corruption.
Resolving Insolvency:
A new law introduces a number of important changes to the bankruptcy procedure, increasing the range of actions available to companies in reorganization. The law also excludes the debtor's founders, shareholders and partners from voting on a reorganization plan, and sets a two-day limit for the judge to decide whether to approve a plan.